Payment is necessary: Going to a bank isn't, Writing a Cheque isn't, Collection is as well

Who we are

PaymentPointTM is an initiative by Kuhipaat Communication and Technology Pvt. Ltd, to provide easy & inclusive payments solutions in the Northeast of India.

We plan to launch payments and collection services through mPOS device, smartcard, android application and a browser based web application. The mPOS device will enable debit card cash withdrawals in regions where there are no ATMs, as well as card based cashless sale transactions. We have tied up with Mswipe Technologies Limited, one of India's largest mPOS merchant acquirer & network provider to facilitate these services in Assam and Northeast. We have also tied up with one of the biggest payments enabler Ltd.(BillDesk) to provide an easy website based and android app based payments and collection services.

Kuhipaat is based out of a small town, Duliajan in the district of Dibrugarh, Assam. One of the strategic intention is to create high skilled jobs in regions outside the concept of big cities and metros. The operations management for the financial services will be executed from its branch office in Duliajan.

Our Director, Mr. Durlov Baruah has intensive experience in the digital banking domain with over 10 years of hands-on experience. He was heading the Internet Banking team at Deutsche Bank PBC India before deciding to venture out on his own. Prior to that, he was working at ICICI Bank in the International Banking Group handling ICICI Bank Canada / Online remittances marketing strategy & operations. Our business head for the POS and Card business, Mr. Arindam Majumder brings in extensive experience in terms of distribution network & customer service.

How we help

Earn as you help people with payments and collections

We have tied up with Mswipe Technologies to offer a host of payment services and cash withdrawal services through their proprietary m-POS device. Currently, a card holder can pay or withdraw cash using this device. Shortly, we will launch more services onto the device for convenience of the card holders and for business opportunities for the device holder. We invite channel partners to distribute in the Northeast. Interested merchants / parties can write to us at for a demo of the device.


To enable cash withdrawal, cashless sale through debit / credit cards. Merchants will earn by enabling cash withdrawal in rural areas.

Prepaid Card

To enable a cashless society, this card will not only be an identity card, but also a prepaid card for students, employees and any closed group.

Bill Payments

This website will enable payments of bills of electricity, DTH, mobile, insurance etc through a simple registration process

Online Payments

TAny individual or business can collect payments online from its consumers using PaymentPoint website or android application

Contact Us

We are happy to hear from you

Kuhipaat Communications & Technology Pvt.Ltd
First Floor,
Near SIRD, Tipling
Duliajan-786602, Assam

+91 8472086357